Posts Tagged ‘c’
Wednesday, June 17th, 2009
by A Nutt
Employer’s liability insurance comes in three different types. There is general liability, property insurance and worker’s compensation insurance.
General Liability If you have a policy for general comprehensive liability insurance, it covers you against anyone physically injury themselves or causing damage to property while on your business site.
This type of coverage is often purchased in company with property insurance (see below) for a more complete protection against any type of accident at the place where you usually operate your business or carry out business functions.
Professional Liability For some business such as retail or food services, comprehensive liability coverage is likely enough. However, professional liability coverage is vital for many, including engineers, consultants, medical professionals and accountants.
Professional liability coverage protects a professional against claims of negligence or incompetence.
Sometimes this type of insurances is called ‘errors and omissions’ coverage, since it protects a businessperson in the case of a mistake or incompetence in carrying out his or her professional duties.
This type of coverage is vital for a professional. Claims for negligence or other omissions can be much larger than general liability claims, as evidenced by medial malpractice suits.
Property Insurance Just as a homeowner must have basic property insurance, so too must a business. This kind of coverage is usually very straightforward.
With property insurance, your business is protected against theft or accident or any other loss of your business property. This coverage is in effect even if the equipment is not at your place of business when it is lost, damaged, or stolen.
Again, property insurance is similar to homeowners in that it covers in the case of fire or other disaster. You need to read your policy carefully to determine if it covers any flooding. That type of disaster is often excluded from coverage, as is water damage from sewer backup. Know your policy and add a rider if you think it is important to do so.
Usually property insurance is packaged with general liability insurance in a single package at a basic rate.
Worker’s Compensation Insurance Worker’s compensation insurance is an employer’s liability insurance that provides coverage for medical or disability claims by employees.
If an employee has an accident or a job related illness, they will file a claim under worker’s compensation.
Each state mandates that businesses with even one employee provide this coverage, and most have pools to help small businesses cope with the expense. It can be expensive to own a policy, particularly if a former employee or employee has a claim.
The amount of a company’s premium is based on a formula calculation. The formula takes into account the services offered by your company and the payroll each pay period.
Requirements vary for each state regarding how much you need to pay into the fund. Make the assumption that you will need to pay for each employee in your business, even though there are times that you as the owner and members of your family are exempted from workers comp insurance.
Depending on your state, you may be able to shop around for the best rates and service.
Tags: a, Ajax, b, business, business;finance, c, car, car insurance, e, f, family, finance, h, health, health insurance, home, home insurance, i, insurance, j, l, liability, life, life insurance, n, o
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Tuesday, June 16th, 2009
by Ethan Kalvin
With money being the main stresses in everyone’s lives, there are the concerns about what to forgo and living a frugal life. So some this means giving up extravagant vacations, meals out at restaurants, and shopping sprees. For others it means cutting back on grocery spending and maybe even the amount spent on their insurance premiums each month.
The mentality between wealthy people and those less fortunate is very different. The Wealthier individuals believe that even in time of financial crisis, insurance is the key to financial security. The more impoverished people see insurance as a luxury, and a monthly expanse that is unnecessary when you compare it to food, clothing and shelter. This misconception tend to get costly for the impoverished individual.
Insurance is not an added luxury in a persons life, it is a means of financial security and a stability factor that keeps them and their families safe. It is important to note that without insurance one could be leaving a large gap in their family’s security for the future.
Often times, the American who feel they do not need insurance are the ones who have close to nothing. they do not realize that it is the insurance that will save them from further expenses in the end. In cases of illness, death or home disaster their insurance plan will pick up the bills and leave you safe and secure.
To summarize, insurance coverage, like life insurance, health insurance, car insurance, and homeowners or renters insurance policies are designed to protect all that you have accumulated including your family. Don’t overlook the importance of this monthly expense. It would be better to eat Ramen noodles every night, than to cancel your insurance policy really.
About the Author:
When you are shopping for the best health insurance, auto insurance or homeowners insurance policies, it no longer has to be a week long task. If you visit www.insurelane.com, they will have numerous insurance quotes for you in a matter of minutes. What are you waiting for? Don’t put off for tomorrow what you can do, in minutes, today!
Tags: a, auto, auto insurance, c, car insurance, co pays, d, doctors visit, e, f, family, finance, financial security, h, health, health care, health insurance, home care, home insurance, homeowners insurance, i, insurance, m, medical, medical bills, n, o
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Friday, June 12th, 2009
by A Nutt
Outdoor enthusiasts will tell you that watercrafts are a fun and great way to enjoy the outdoors. Boats, Sea Doos, Wave Runners and other watercraft are enjoyed by many people. However, statistics show that the use of these recreational vehicles leads to thousands of injuries each year. Because of the risk of injury, acquiring personal watercraft insurance is essential to anyone using these devices.
Personal watercrafts are not usually covered by a homeowner or vehicle insurance policy. People will usually have to purchase a special insurance policy. The insurance you purchase should cover an injury to you or a third party, property damage, passenger liability, medical costs, and theft. The least expensive choice is liability only coverage. This is much like a car liability policy that covers another person in the event of an accident or injury.
Insurance policies can vary among providers but usually covers a set maximum limit payment for an injury to another person and damage to your own or another person’s property. There will also be a set deductible for medical coverage and theft that is determined by the provider. There are also providers who offer water sports liability, which covers risks related with recreational activities such as waterskiing. If you want to ensure that you are completely protected, there are liability packages available that will cover up to $1 000,000 and can cost about $300 per year. There are also insurance policies that will offer discounts if you insure more than one watercraft.
There are two main types of watercraft insurance overage. The insurance can either provide coverage based on the Actual Cash Value of the property, or on the Agreed Amount Value. Policies based on the Actual Cash Value rely on the current value of the equipment at the time of loss or damage. It will be based on the market value found in watercraft pricing guides. The Agreed Amount Value covers policies that are based on the set amount agreed by the client and the insurer. If a watercraft is damaged or completely destroyed, the purchaser will be compensated for the amount that was agreed on at the time of signing the policy. If there is a fractional loss that does not result in depreciation of the watercraft, you may be able to replace the watercraft. For an additional cost you can insure your personal watercraft with extra options such as coverage for sinking, towing and roadside assistance, damaged vehicle removal, and pollution liability coverage.
Eligibility and costs for watercraft insurance is based on a number of factors that can include, but may not be limited to, the following: the operator and owner must be over 16 years old and hold a valid driver’s license, there must be no previous major driving violations for a specified number of years, and there must not be a history of repeat claims.
Personal watercrafts are a great way to enjoy the water. Unfortunately, many people think they are covered under their homeowner’s policy until there is an accident. Before you hit the water, make sure you have personal watercraft insurance. There are many personal watercraft insures on the market, so it pays to shop around to get the best coverage at the best rate. Make sure that you talk to the insurance provider about your specific requirements to make sure you are completely covered. You never know when a serious accident will happen. With the right insurance coverage, you will be able to have a fantastic time on your watercraft knowing you are protected.
Tags: a, auto, b, business;finance, c, car, car insurance, claims, e, f, family, finance, h, home, home insurance, i, insurance, l, law, legal, life, n, o, p, personal, r, roadside assistance, s, society, w, watercraft
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Wednesday, June 10th, 2009
by Jean Nicholson
Your lifelock is involved each time you accomplish an application form or information sheet, as the case may be, for whatever purpose it may be, whether for school, employment, bank account, credit, loan, mortgage, insurance plan, or any other identifying documents. You are required to indicate your full name, mother’s full maiden name (usually for banks and financing institutions), date of birth, social security number, tax identification number, and other sensitive personal information (SPI).
Any sensitive personally identifiable information (PII) such as social security number (SNN), alien registration number (A-Number), biometric identifiers, drivers license number, bank account, citizenship or immigration status, and medical data leading to the identity of a person, may result to an irreparable damage if it falls into the hands of unscrupulous individuals like identity thieves or criminals.
These are essential information based from certain standards of distinct connotation, values or units. And this information is utilized to identify the person, specifically for banking use, which will allow access to the customer’s account.
A biometric identifier is something unique in a person that separates him or her from other individuals, like the fingerprints. It is the most unique identifier of a person. No two people in this whole wide world have the same fingerprints not even twins. Take note, however, that not all PII is sensitive, such as those found on a business card or in a public phone directory, because it is intended to be publicized.
A lifelock is like a safety lock to your identity, that once it is unlocked, referring to the release of sensitive personal identifiable information, a part of your lifes deepest secret and most treasured entity becomes vulnerable to all the elements surrounding your existence. A stolen identity always leads to a badly beaten, shattered, broken ego which is the hardest thing to repair causing the victim to experience sleepless nights, moral shock, besmirched reputation and deeply wounded feelings that will take some time to heal. Time heals wounded feelings but always leaves a deep scar within the person.
We all have respective identities and this makes us who and what we are. Every person is unique and distinct in his or her characteristics and this could be stolen anytime, anywhere. It can be used for countless ways without the knowledge of the victim.
Apparently, to keep our identity as safe as possible is a primordial consideration, for such to be kept unblemished or untarnished. If you feel you need such protection, just search online for private agencies that specialize in the protection of your identity against identity thieves. To sum it all up, whether the information if sensitive PII or not, all these constitute your Lifelock.
Tags: advertising, b, business, c, computer and internet, computer;internet, e, f, finance, h, home, home insurance, i, identity guard, identity theft insurance, insurance, l, legal, lifelock, n, o, protection from identity theft, s, scams, security
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Tuesday, June 9th, 2009
by Chris Channing
Unfortunately, you won’t have a choice when it comes to obtaining auto insurance and owning a legal, able to be driven, vehicle. This has led the auto insurance industry to charge quite a bit of money for the premiums they charge drivers, but at the same time they will reward those who exhibit good behavior.
The first method you should investigate electronic funds transfer, or what is abbreviated as EFT. This is just a method of payment that takes the funds directly from your bank account- reducing the need for checks or other forms of payment. EFT payment is preferred by auto insurance companies since it’s so easy and reduces busy work. It won’t get you much in discount, but it helps.
Being well educated can earn you a lot of money- and not just in the future as you get an outstanding career. You can start having it pay off now as auto insurance companies offer student discounts for auto insurance policies. So long as you can maintain a good GPA during each semester of your school, you can apply for the discount and save a small percentage of money.
If you know that you are a good driver, and that you deserve extra reward for being so, you can opt for a program such as that Progressive agencies offer. Progressive has a MyRate plan that allows a device to be installed that monitors your speeds and driving times. Those who drive less and drive well can get a high discount on their premiums- sometimes as much as a third. Otherwise, it could result in being more costly to drivers.
Car insurance companies have to cover accidents that might happen if you car is stolen or vandalized as well. If you have the proper security system installed, some insurers will decide to cut you a better deal. If you take matters to protect your car against something that would cost them money, the car insurance representative should realize this is something worthy of rewarding. Not all auto insurance companies do this, however.
Auto insurance companies will not insure drivers they deem too irresponsible. If you have multiple speeding tickets or have been charged with a major traffic violation, do expect to pay a lot more for coverage or even get denied altogether. Once auto insurance companies start denying you coverage, you will have less choices and you may not even end up being able to afford auto insurance.
Closing Comments
Auto insurance is required, and thus, you will just have to make do with paying the premiums each month so long as you have need for a vehicle. As always, look to use the tips mentioned to help you get a better deal in the process.
Tags: a, advice, all, articles, auto, c, consumer, d, e, etc, f, family, finance, g, general, home, home insurance, i, insurance, internet, m, money, n, o, r, t, tips, u
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Thursday, June 4th, 2009
by A Nutt
Every summer, millions of people embark on driving vacations across North America. Before you hop in the car this summer, it is important to be aware of important aspects of summertime traveling in Canada and the United States. The following is a list of driving tips that will help make your North American driving experience both safe and enjoyable.
Car Rental: Often people will choose to rent a car because it safe and reliable. The size of the vehicle will affect your gas budget. Smaller cars tend to burn less gas. Larger vehicles will have more space for luggage and gear. Front wheel drive will safely transport you across most of North America, but some locations may have rougher terrain so before you rent, make sure you are aware of the type of roads you will be driving on. For instance, will you be driving in a mountainous area or flat paved road? Make sure seating is both comfortable and roomy. Small cramped seating will make the trip an unpleasant experience. If you are going to travel in the south, make sure you have air conditioning for the hot climate. If you have small children, music or even a television in the back will keep them occupied if you are on the road for long periods of time. Also, make sure you have both liability and collision insurance coverage. You never know when an accident may occur.
Road Side Emergency Kit: In the event that you find your self stranded on the side of the road, you should make sure that you have an emergency safety kit. Basic items to include in a kit are a pair of 12 ft jumper cables, road side flares, flashlight and extra batteries, extra quart of oil, first aid kit, tire pump, tire sealant or patch kit, brake fluid, antifreeze, window washer fluid, and some extra rags. You should also have a good Roadside Assistance package and a working cell phone for emergencies.
Follow the Rules of the Road: North American traffic can vary according to the volume of vehicles on the road. Practicing defensive driving is essential to a safe road trip. Driving in both the United States and Canada is greatly policed. You can receive fines or even have your drivers’ license taken away for breaking traffic rules. You must be ready for dangerous actions of other drivers or hazardous driving conditions. Obey all traffic rules such as speed limits, traffic lights, stop signs, and railway crossings.
Maintain Traffic Speed: A vehicle traveling slower than the speed limit may cause a car crash. When entering and exiting freeway ramps, make sure that you maintain an average speed. Keep a safe distance behind the car in front of you. If a car suddenly slammed on the breaks, it could result in a car accident.
Weather Conditions: Rain, fog, and slippery roads, can make for hazardous driving conditions. Make sure you practice safe driving when in bad weather. Use headlights when appropriate.
Alert Driving: If you are driving for many hours, you can often be overcome with extreme tiredness. If you are tired, stop for a rest, or get another passenger to drive. Falling asleep at the wheel can be fatal.
A Heavy Load or Trailer Tow: It is important to take precautions when driving with a heavy load or towing another car, trailer, or boat. You need more space to pass other vehicles. Keep a safe distance from the vehicle that is in front of you. Before you tow something, make sure that your vehicle is properly equipped. When traveling slower than the traffic, put on your hazard lights or pull over to let vehicles pass.
Every year vacationers travel long distances across North America. When planning a summer road trip, make sure that you are equipped with the right knowledge and equipment to make your trip safe, fun, and memorable.
Tags: a, auto, automobile, automobile;truck, c, car, car insurance, cars, d, driver, e, family, finance, h, home, home insurance, i, insurance, life, n, o, p, personal, r, roadside assistance, s, society, v, vehicles
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Thursday, June 4th, 2009
by A Nutt
Car accidents usually result in an increase in insurance premiums. Even if you are not responsible, your insurance company will have to incur some costs. There is an increase in car premiums and policy quotes because the accident will be rated against your coverage. There are a number of types of insurance coverage that can include collision, personal injury protection, and medical coverage. If you are found at fault’ for an accident, coverage such as personal liability and collision will cover you, your vehicle, and personal injury to the other driver. Often, if you have just one accident, you will see an increase in your car insurance quote.
Car insurance quotes will increase because you will be considered a high risk driver. The premium will reflect the nature of the accident and the costs associated with the accident. Insurance companies will usually charge ‘points’ to your policy. Depending on the insurance company, these points will be charged to your policy for a certain period of time that usually ranges from three to possibly seven years. If you are in an accident that was your fault, the insurance company will consider that you are a high risk of having accidents in the future and increase your rates. You will also receive higher insurance quotes. The length of time between an accident and your quote and premiums decreasing depends on a providers policies. As well, you may have to pay a higher deductible for the insurance.
Another reason why an accident can increase your premiums when you are ‘at-fault’ in an accident is that there are some companies who will not insure you. When there is less competition for your business, then there is less incentive to give you a good deal. As a result, your insurance quote will be higher. When you add the insurance ‘points’ into the mix, it is easy to see how an accident can become very expensive. If you have a faultless driving record, it is unlikely that your premiums will increase after an accident that was determined not to be your fault.
You can normally expect a rate increase of between 20-40%. This increase is based on the Insurance Services Office’s (ISO) criteria of raising a premium after an accident. According to the ISO, for multi-car policies, the surcharge is 20 percent of the base rate, and for single-car policies it is 40 percent. It is important to remember that there are other factors taken into consideration after an accident such as your age, gender, and driving record. These factors will affect how high the percentage increase will be.
The increase in premiums is not done so that the insurance money can get their money back, but is based on the risk that you may be involved in another car accident. Each insurance company has different policies and standards, but they look at your chances of getting into another accident. The number of accidents that you are involved in also increases your insurance premiums.
Some companies will absolve past accidents after a set period of time has expired. This can be two years, or as much as five years, but the period will vary depending on the insurance provider. Basically, you have to show the insurance company that you are no longer a high risk driver.
The best way to avoid high car insurance quotes is to avoid an accident. You can do this by practicing safe driving. One car accident can seriously impact your car insurance quote and the premium that you will pay.
Tags: a, auto, automobile;truck, business, c, car, car insurance, consulting, e, f, family, finance, financial, h, health, home, home insurance, i, insurance, investment counseling, l, life, o, q, quota, u, v, vehicule
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Thursday, May 28th, 2009
by A. Nutt
When you purchase a vehicle or put one back on the road, beyond the responsibility of owning and driving the car daily, you also need to have insurance. Insurance is a legal requirement in order to protect yourself and others financially and medically in the event of an accident, natural disaster, or other incident that can cause significant financial hardship for you or other drivers. One type of insurance you may need, depending on the circumstances under which you purchase your vehicle and your needs as a consumer, is comprehensive insurance. What is comprehensive insurance, and why would you consider this?
Understanding Comprehensive Policies
Comprehensive insurance covers losses that occur to your vehicle due to fire, theft, natural disaster, or vandalism. This type of insurance also covers anything that is considered an “Act of God,” which can be anything from severe storms to flooding.
Comprehensive insurance should be especially considered if you are paying full price for a vehicle as a new purchase or lease. You will also want to obtain comprehensive insurance if you live in a high risk area such as a coastal area or flood zone, or a densely populated area where vehicle vandalism or thefts may occur on a more frequent basis. Depending on the type of vehicle you intend to insure, comprehensive insurance can be of help if you would not be able to replace the vehicle easily or if it would be too costly to do so.
Comprehensive Insurance Benefits You
Unlike other types of insurance like liability and collision, which are generally required for all drivers regardless of type of vehicle or value, comprehensive insurance is more of an insurance that protects and reimburses you directly. Other types of insurance are generally for the benefit of other drivers and pay for losses sustained during traffic accidents. Comprehensive coverage allows you to quickly recoup any losses to you directly if your vehicle is stolen, damaged intentionally. or subject to a naturally occurring event like a fire or flood. You need this kind of coverage to make up for any gaps in your liability and collision policies, particularly since those policies may not cover your losses in full.
Consider Your Options Carefully
Choose wisely when deciding what types of insurance to place on your vehicle(s) and you will be glad later on when and if you have to place an auto or glass repair claim. Comprehensive car insurance coverage is not only affordable; it can give you peace of mind that other basic insurance policies cannot. If you had to replace your vehicle today because it was stolen or totaled by a tree falling on it, what would you do? Not only would you have to replace the car, but you would be legally and financially responsible for paying off your car note. Comprehensive insurance takes care of those worries and protects you from having to come up with a lump sum to replace a vehicle loss.
About the Author:
Complete home and car insurance in Ontario. Get accurate, no obligation online insurance quotes. We will help you select the best coverage with options and deductibles that can be adapted to suit your insurance needs.
Tags: a, auto, automobile;truck, c, car insurance, cars, e, f, finance, h, home, home insurance, i, insurance, l, legal, n, o, online insurance quotes, u, v, vehicles
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Saturday, May 23rd, 2009
by Russell
If you are preparing to purchase a second hand or a new car, then you should receive the quotes for that. Receiving auto quotes is a very tedious and a hard task. You would not know from where to receive all this information and where to move. But there are very easy and simple ways to collect the most information on the subject of auto quotes.
One of the most excellent places to get the auto quotes is the vehicle exhibitions and the trade fairs and trade shows held at some other places. These big vehicle functions and events are organized bythe institutions such as the National Automobile Association and by different dealers of automobile and various automobile manufacturers all over the world . The most excellent auto quotes may also be gathered here for the reason that every single dealers and the one who manufactures are available here at an place and you may acquire as many quotes you need and can talk about lots of agreements as per your needs. Also you can judge against different quotes available from various dealers.
If you are making a plan to buy a car then you should check every auto quotes that are available at the internet and you should research on the cyberspace regarding the auto quotes of every car company. Once you have picked out the company and its model, its now time to gain more info about it and learn the maximum you can. If you are aware of what you are wishing to purchase and what you are buying then you would see yourself “in the driver’s seat”. When you would receive the complete information of the quotations , you would be able to approach local dealers, get quotes, and make a deal.
As you begin your negotiations with the sales person, they will be gearing their sales pitch toward the MSRP, even so, that is not the cost you should give and it is very essential to be familiar with the Actual Market Price so you can initiate the negotiating process to bring that price under the MSRP. This MSRP may be higher upto 15% than the cost paid by the dealer. It may or may not seem like it from your view, the dealer is really taking a lot of money off used cars. Also to the typical computations, there are various things to be realized to negotiate the monthly payment, measure of the trade-in, and the deposit.
The most excellent way to get the auto quotes on net, with the help of net you can receive many auto quotes from topmost parties as well as lesser-experienced, top-quality companies with only a few clicks. There are numerous internet sites accessible on internet offering details on various each party. Many websites in today’s world of applied science, has merged auto quotes nicely with the internet allowing consumers to equate charge per units online, complete extensive enquiry and even to purchase it.What took minutes a few years back, now only requires bits just because of online technology. The different sites that you may run across in your search for auto quotes, are those that ask to keep a database of auto quotes, or can receive you quotes for all the top companies. One of the advantages of online auto quotes is the fact that you can gather your opinions in the concealment of your home or office before you talk to any company representative.
About the Author:
The writer cares for the health and well being of all individuals and cares to inform them of various health and obesity related matters that can head up to a more appreciable,happy and more superabundant life. Check how your wellness can greatly benefit by learning data on hair regrowth treatment and hair loss treatment.
Tags: a, auto insurance, auto quote, auto quotes, automobile;truck, c, car insurance, car price, cars, f, finance, h, home insurance, i, insurance, insurance agent, l, loan, loans, n, o, online car shopping, u, used auto quote
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Saturday, May 16th, 2009
by Amy Nutt
Ontario has had a history of problems with people who drive their vehicles faster than the posted speed limit and drivers who participate in illegal street racing. To combat speeding problems and reduce the number of car crashes, the Ontario government implemented a new speeding law.
Ontario’s new speeding law penalizes drivers caught speeding 50 km/h over the posted limit. The law has had a positive effect curbing speeding. In the first month of implementing the new law, more than 1,300 drivers were caught breaking the law.
Ontario’s new law carries the toughest penalties of any speeding ticket in Canada and the United States. Penalties for driving 50 km/h over the speed limit as posted by 50over.ca include:
First Time Offenders - $2,000 - $10,000 Fine - 7 Day License Suspension. You’ will also need to schedule getting a new drivers license. - 7 Day vehicle impoundment. The OPP (Ontario Provincial Police) will likely request a tow truck, and have your vehicle towed from the spot where you are pulled over. - 6 Demerit Points - Towing and 7 day vehicle impound storage fees - Possible driver’s license suspension for a maximum of 2 years
Repeat Offenders The speeding offense stays on your record for 10 years. If you are caught speeding 50 km/h over the speed limit a second time within 10 years of your first offense, you will face a potential driver’s license suspension of up to 10 years.
Demerit Points Convicted drivers will receive 6 demerit points for speeding over 50 km/h over the posted speed limit. New drivers (Class G1, G2, M1 or M2), who have 9 demerit points will be required to attend an interview to explain why their driver’s license should not be suspended. Fully licensed drivers will have to attend an interview to explain why their driver’s license should not be suspended. At 15 or more demerit points, a driver will receive a 30 day license suspension.
Insurance A big cost of being convicted of a speeding offense is the increase in auto insurance rates. If you are convicted, your insurance rate will skyrocket. Some insurance companies may cancel your insurance. If you have to get new insurance, it will be very expensive
If you are caught driving 50 km/h over the speed limit, your vehicle will be impounded right away. You will have to arrange for your own transportation home and you will have to pay for the towing and impound fees. The police state that there is no right of appeal in the case of a suspension or impoundment. Individuals usually convicted of the speeding offense include 80% males and 50% age 27 or under.
50over.ca cites a number of statistics showing that the new speeding law has been effective: - 8,459 charged in first year - 23 charged daily - 41% convicted on the charge - 39% have charges reduced - 36 drivers have been caught twice
A report from Transport Canada found that most drivers don’t recognize their own bad habits, and the unfortunate power they have to kill with their car,- said Paul Boase of the Canadian Association of Road Safety Professionals.
There are about 160,000 road accidents in Canada every year. According to the Transportation Safety Board, -approximately 2800 to 2900 people are killed on Canadian roads each year.- Drivers have to realize that driving is a right and not a privilege. If you do not obey traffic rules, your car can quickly turn into a weapon that can cause great harm. People have to ask the question: Is it worth risking your life just to arrive at your destination on time?
Tags: a, auto, b, business;finance, c, car, car insurance, claims, e, f, family, finance, h, health, home, home insurance, i, insurance, l, law, legal, life, o, p, personal, r, Reference Education, roadside assistance
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